[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ibright.cz\/pozemek-muze-byt-vhodnou-zarukou-za-hypoteku\/#Article","mainEntityOfPage":"https:\/\/www.ibright.cz\/pozemek-muze-byt-vhodnou-zarukou-za-hypoteku\/","headline":"Pozemek m\u016f\u017ee b\u00fdt vhodnou z\u00e1rukou za hypot\u00e9ku","name":"Pozemek m\u016f\u017ee b\u00fdt vhodnou z\u00e1rukou za hypot\u00e9ku","description":"Sjednat si nebankovn\u00ed hypot\u00e9ku je hra\u010dka. I proto ji jist\u011b lid\u00e9 maj\u00ed tak r\u00e1di. Tato hypot\u00e9ka v\u00e1m zbyte\u010dn\u011b nekomplikuje \u017eivot a poskytne v\u00e1m to, co ze v\u0161eho nejv\u00edce pot\u0159ebujete, v pom\u011brn\u011b kr\u00e1tk\u00e9 dob\u011b. To znamen\u00e1, \u017ee d\u00edky n\u00ed m\u016f\u017eete m\u00edt hromadu pen\u011bz ji\u017e do t\u00fddne, ani\u017e byste si kv\u016fli tomu museli l\u00e1mat vaz \u2013 to ... <a href=\"https:\/\/www.ibright.cz\/pozemek-muze-byt-vhodnou-zarukou-za-hypoteku\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> \"Pozemek m\u016f\u017ee b\u00fdt vhodnou z\u00e1rukou za hypot\u00e9ku\"<\/span> &raquo;<\/a>","datePublished":"2019-05-16","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.ibright.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ibright.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ibright.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ibright.cz\/wp-content\/uploads\/img_a351156_w1736_t1565856606.jpg","url":"https:\/\/www.ibright.cz\/wp-content\/uploads\/img_a351156_w1736_t1565856606.jpg","height":0,"width":0},"url":"https:\/\/www.ibright.cz\/pozemek-muze-byt-vhodnou-zarukou-za-hypoteku\/","about":["Internet"],"wordCount":408,"articleBody":"         Sjednat si nebankovn\u00ed hypot\u00e9ku je hra\u010dka. I proto ji jist\u011b lid\u00e9 maj\u00ed tak r\u00e1di. Tato hypot\u00e9ka v\u00e1m zbyte\u010dn\u011b nekomplikuje \u017eivot a poskytne v\u00e1m to, co ze v\u0161eho nejv\u00edce pot\u0159ebujete, v pom\u011brn\u011b kr\u00e1tk\u00e9 dob\u011b. To znamen\u00e1, \u017ee d\u00edky n\u00ed m\u016f\u017eete m\u00edt hromadu pen\u011bz ji\u017e do t\u00fddne, ani\u017e byste si kv\u016fli tomu museli l\u00e1mat vaz \u2013 to po v\u00e1s v nebankovn\u00ed spole\u010dnosti opravdu nikdo cht\u00edt nebude. Sjednat si nebankovn\u00ed hypot\u00e9ku je jednoduch\u00e9 nejen proto, \u017ee je to mo\u017en\u00e9 ud\u011blat p\u0159es internet a ve velice kr\u00e1tk\u00e9 dob\u011b, ale tak\u00e9 proto, \u017ee mus\u00edte dost\u00e1t pouh\u00fdm dv\u011bma podm\u00ednk\u00e1m, kter\u00e9 jsou naprosto jasn\u00e9 a srozumiteln\u00e9. Nemus\u00edte se b\u00e1t, \u017ee n\u011b\u010demu neporozum\u00edte, nemus\u00edte se b\u00e1t, \u017ee n\u011bkomu sednete na lep. A tak\u00e9 nemus\u00edte slo\u017eit\u011b nic dokl\u00e1dat, nikde nebudete o nic \u017e\u00e1dat. O to, co bude pot\u0159eba, se za v\u00e1s postar\u00e1 samotn\u00e1 nebankovn\u00ed spole\u010dnost. Jak\u00e9 podm\u00ednky jsou pot\u0159eba pro z\u00edsk\u00e1n\u00ed nebankovn\u00edho \u00fav\u011bru? Ta prvn\u00ed je jasn\u00e1, na tu naraz\u00edte \u00fapln\u011b v\u0161ude bez rozd\u00edlu vlastn\u00edka spole\u010dnosti. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b mus\u00edte prok\u00e1zat, \u017ee m\u00e1te dostate\u010dn\u00fd p\u0159\u00edjem pro spl\u00e1cen\u00ed \u00fav\u011bru i s \u00faroky. Jde tedy o posouzen\u00ed va\u0161\u00ed bonity. Ta nezahrnuje pouze v\u00e1\u0161 p\u0159\u00edjem, ale tak\u00e9 va\u0161e v\u00fddaje, p\u0159\u00edpadn\u00e9 finan\u010dn\u00ed z\u00e1vazky a jin\u00e1 b\u0159emena. Jedn\u00e1 se tedy o va\u0161i celkovou schopnost po\u017eadovan\u00fd \u00fav\u011br spl\u00e1cet. K v\u00fdpo\u010dtu bonity je mo\u017en\u00e9 p\u0159istupovat r\u016fzn\u011b, ale v ka\u017ed\u00e9m p\u0159\u00edpad\u011b se jej\u00edmu posouzen\u00ed nikde nevyhnete. Druh\u00e1 podm\u00ednka je typick\u00e1 pro nebankovn\u00ed \u00fav\u011bry a pro americk\u00e9 p\u016fj\u010dky. Jedn\u00e1 se o ru\u010den\u00ed nemovitost\u00ed. Jestli\u017ee m\u00e1te z\u00e1jem o libovolnou nebankovn\u00ed p\u016fj\u010dku, mus\u00edte se za svou schopnost spl\u00e1cet zaru\u010dit vhodnou nemovitost\u00ed, tedy takov\u00fdm majetkem, kter\u00fd bude svou hodnotou odpov\u00eddat v\u00fd\u0161i \u00fav\u011bru, o kter\u00fd m\u00e1te z\u00e1jem. M\u016f\u017eete si sjednat hypot\u00e9ku na pozemek nebankovnihypoteky.net, hypot\u00e9ku na dru\u017estevn\u00ed byt, stejn\u011b tak jako hypot\u00e9ku na gar\u00e1\u017e. Na druhu nemovitosti nez\u00e1le\u017e\u00ed, z\u00e1le\u017e\u00ed v prvn\u00ed \u0159ad\u011b na jej\u00ed tr\u017en\u00ed hodnot\u011b.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pozemek m\u016f\u017ee b\u00fdt vhodnou z\u00e1rukou za hypot\u00e9ku","item":"https:\/\/www.ibright.cz\/pozemek-muze-byt-vhodnou-zarukou-za-hypoteku\/#breadcrumbitem"}]}]